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Crypto Infrastructure: Transforming Asset Access and Time to Market Across the Financial Stack

As blockchain technology reshapes global finance, institutions across the industry are exploring how to offer cryptocurrency access within their existing platforms. From traditional investment apps to crypto wallets and cutting-edge neobanks, the pressure to offer secure, compliant crypto products is mounting – and fast. Yet for many, entering the U.S. digital asset market still feels like navigating a maze of fragmented regulation, costly integrations, and operational complexity.

Bakkt Brokerage provides a unified solution to meet this moment. Built on enterprise-grade technology, Bakkt’s high-performance crypto infrastructure offers a turnkey path to embed crypto trading into any financial interface. Whether your business is onboarding its first Bitcoin protocol or scaling an entire ecosystem of blockchain products, Bakkt is the infrastructure partner to trust.

In this article, we’ll explore how Bakkt is enabling firms to go live in weeks – not months – across five major verticals: brokers, exchanges, traditional apps, wallets, and neobanks.

Brokers & Exchanges: Streamlining Entry into the U.S. Crypto Market

Global brokers and digital asset exchanges are at the forefront of crypto innovation – but face unique challenges entering the U.S. market. Strict licensing requirements, complex multi-state compliance frameworks, and fragmented liquidity providers often slow deployment and inflate costs. Bakkt solves this by offering fully licensed, enterprise-ready infrastructure that simplifies every layer of market entry.

With regulatory coverage across all 50 states – including an NYDFS BitLicense – Bakkt’s crypto brokerage solution supports fast onboarding, deep liquidity pools, and seamless access to Bitcoin and other digital assets. Brokers can achieve best execution on client orders through a single point of access, while exchanges benefit from low-latency trading, customizable routing protocols, and support for both retail and institutional flows.

Bakkt’s compliance-first approach eliminates guesswork, while its robust API suite connects directly to existing trading systems. Whether entering the crypto market for the first time or optimizing your existing platform's backend, Bakkt enables a secure, scalable foundation for crypto market access and global expansion.

Explore more details on crypto infrastructure for brokers and exchanges here

Traditional Investment Apps: Enabling Crypto Transactions Alongside Core Offerings

For decades, traditional investment platforms have earned user trust by delivering intuitive experiences across equities, ETFs, and mutual funds. But with crypto adoption accelerating, digital asset access is no longer optional – it’s expected. For apps looking to meet this demand without sacrificing reliability, Bakkt offers a seamless path forward.

By integrating Bakkt’s infrastructure, investment apps can add cryptocurrency functionality alongside traditional assets. We enable trading of over 40 digital assets through familiar interfaces, with built-in KYC/AML protocols to verify users, unified compliance tooling, and enterprise-grade custody provided by our partners. No need to reinvent your tech stack – Bakkt’s API-first design makes crypto an extension of your existing product, not a separate silo.

With fast time to market, deep liquidity and rigorous operational support, Bakkt enables investment apps to protect their brand equity while unlocking the growth potential of blockchain-based assets. Crypto becomes not just a feature, but a natural part of your users’ financial journey.

Explore more details on crypto infrastructure for traditional investment apps here


Crypto Wallets: Embedded Trading and Transfer Protocols Without Sacrificing Control

Crypto wallets are no longer just storage tools – they’re evolving into full-fledged financial gateways. As users expect to buy, sell, and swap digital assets from within their wallet app, the challenge becomes clear: how do you scale functionality without compromising your custodial model or autonomy?

Bakkt provides a flexible solution tailored to wallet providers. Through a single integration, wallets gain access to regulated trading, fiat onramps, and deep liquidity across major cryptocurrencies. Providers can retain control over custody – whether hot, cold, or warm storage – while using Bakkt’s infrastructure to execute trades, onboard users, and move assets across protocols.

Critically, Bakkt enables same-day crypto transactions via ACH and wire, while supporting a wide range of token pairs and network fee optimization features. Whether your wallet supports self-custody or third-party services, Bakkt helps you scale securely – while staying aligned with the permissionless ethos of blockchain.

Explore more details on crypto infrastructure for wallets here

Neobanks: Embedding Digital Assets into Modern Banking Experiences

Neobanks are rewriting the rules of consumer finance – and crypto is quickly becoming central to their competitive edge. As more users seek crypto access embedded directly in their banking experience, neobanks must find a way to deliver without compromising their brand, agility, trust, or performance.

Bakkt enables this evolution by offering white-labeled, protocol-agnostic infrastructure that supports embedded trading, stablecoin support, and even innovative features like paycheck-to-crypto depositss. With its API-first architecture, neobanks can design experiences that feel native to their platform – preserving UX while accessing the full power of blockchain infrastructure on the backend.

From batch trading capabilities to integrated views of clients’ traditional and digital asset holdings, Bakkt helps neobanks expand service offerings without introducing operational risk. We offer industry-leading execution performance, with regulatory requirements covered and scalability built in. In a space where differentiation is everything, Bakkt provides the crypto foundation neobanks need to lead.

Explore more details on crypto infrastructure for neobanks here

 

Conclusion: Unified Crypto Infrastructure for Developers and Institutions Alike

The rise of crypto is transforming every corner of financial services. But unlocking that opportunity requires more than access – it demands infrastructure built for compliance, scale and adaptability. That’s where Bakkt Brokerage comes in.

By offering a unified platform for trading, transfers, and integration, Bakkt enables brokers, exchanges, wallets, neobanks, and investment apps to move from ideation to execution –without reinventing the wheel. Whether you’re expanding an existing crypto trading business to the U.S., launching a new platform, or embedding new digital asset capabilities, Bakkt delivers the tools to make it happen.

Crypto is the future of finance. Bakkt gives you the toolkit to power it.

This does not constitute, and should not be construed as, investment advice or a recommendation to buy, sell, or otherwise transact in any investment, including any of the product(s) mentioned herein, or an invitation, offer or solicitation to engage in any investment activity. This information is provided solely on the basis that you will make your own investment decisions, and Bakkt does not take account of any investor's investment objectives, particular needs, or financial situation. It is strongly recommended that you seek professional investment advice before making any investment decision.

1 US Currency Education Program. Accessed February 2023.

2 World Bank. “The Global Findex Database 2021: Financial Inclusion, Digital Payments, and Resilience in the age of COVID-19.” Accessed February 2023.