Crypto wallets are at the heart of Web3 — built for access, security, and user control. But as the market matures, even the most decentralization-driven platforms are confronting a new challenge: how to become full-fledged access layers for the entire crypto economy. Here, integrating trading access is a key priority. Yet adding regulated market connectivity, fiat onramps, and compliant trading features is far easier said than done.
That’s where Bakkt Brokerage comes in. As a regulated infrastructure provider with deep liquidity, robust APIs, and flexible integration options, Bakkt enables wallets to embed secure, compliant trading — without rebuilding their stack or compromising on custody.
Wallet developers often face a steep climb when trying to embed trading flows. Connecting to exchanges, building onboarding logic, handling KYC/AML, and managing compliance requirements can add months to a rollout — not to mention ongoing maintenance costs.
Bakkt Brokerage removes those barriers with a single API integration that delivers all the back-end infrastructure required to enable crypto trading within your wallet. That includes:
There’s no need to become a broker-dealer or rearchitect your app. Wallet teams maintain full control of the front end and custody model, while Bakkt powers the regulated infrastructure beneath the surface. Most clients go live in just 30 to 45 days — accelerating time to market without sacrificing functionality.
Crypto users increasingly expect to move between fiat and crypto seamlessly — without leaving the wallet interface. For wallets looking to support broader adoption, fiat onramps are no longer optional.
Bakkt enables your users to link U.S. bank accounts directly from your wallet, fund via ACH or wire, and buy crypto the same day. The entire fiat onboarding flow — from account linking to settlement — is abstracted behind API calls. You control the UX; Bakkt handles the rails.
Beyond fiat, Bakkt also supports crypto deposits and withdrawals across dozens of assets and multiple blockchain protocols. This means your users can move assets in and out of your wallet freely, without facing unnecessary restrictions or lockups common in exchange environments.
Key benefits include:
Even with connectivity and compliance in place, driving user adoption of your trading capabilities requires exceptional performance. High slippage, poor routing, and downtime can quickly undermine user trust — and limit the impact of your new features.
Bakkt Brokerage solves this with a liquidity aggregation platform built for institutional-grade execution. Wallet providers benefit from:
All of this happens invisibly within your wallet environment. You maintain control of the front-end experience and branding — while Bakkt handles the performance behind the scenes.
Whether you’re offering basic market orders or more advanced trading functionality down the line, Bakkt’s infrastructure scales to support both.
Trading infrastructure is only as good as the regulatory and security framework behind it — especially for platforms that prioritize transparency and user protection.
Bakkt is a U.S.-regulated, publicly traded company with full licensing coverage across all 50 states, including a BitLicense from the New York Department of Financial Services. Our infrastructure is SOC 1 Type 2 and SOC 2 Type 2 certified, and we undergo annual penetration testing to ensure the highest standards of security and operational rigor.
For wallets, Bakkt supports both custodial and non-custodial models. We only custody assets where required — giving you the flexibility to preserve your current custody architecture while expanding access to new trading functionality.
With Bakkt, your compliance, legal, and security teams can move forward confidently — knowing your trading infrastructure meets the same standards expected in traditional financial markets.
Crypto wallets are no longer just storage tools — they’re access points to a rapidly evolving digital asset ecosystem. Bakkt Brokerage makes it easy to embed compliant, secure trading within your platform — with no compromise to custody, UX, or decentralization principles.
Whether you’re serving DeFi natives or expanding to new audiences, Bakkt delivers the infrastructure to scale — from fiat funding to liquidity to compliance. To take the next step, reach out to us here. To learn more, browse the resources below (and read more on our Developer Portal).
Everything you need to get started with Bakkt Brokerage.
Account Opening
Clients can facilitate cryptocurrency access for their customers by enabling them to open accounts with Bakkt. Bakkt must collect customer information to validate and support these accounts, using API endpoints to submit and retrieve information, upload documents, make account updates, and more. After an account is opened, it can be funded for cryptocurrency transactions.
How It Works
The diagram below illustrates how Bakkt Brokerage integrates with crypto wallets to power seamless trading, fiat connectivity, and user-controlled asset flows. Wallet providers retain full control over the front-end experience and custody infrastructure, while Bakkt handles the regulatory and trading complexity behind the scenes. From fiat funding to trade execution to crypto transfers, every component is designed to operate invisibly — supporting user autonomy without compromising compliance, liquidity, or performance.
To explore more documentation, workflow details, and FAQs, check out our Developer Portal.